Not too long ago, shopping malls were the heart of American suburbia, bustling spaces where families spent weekends, friends hung out after school, and everything from birthday gifts to back-to-school shoes could be found in one place. They were more than just shopping centers; they were part of everyday life. What Is a Ghost Mall? A ghost mall isn’t just a quiet shopping center, it’s a ...
Consumers’ Failure to Repay Loans Pushes Buy Now Pay Later Giant’s Losses
Buy Now, Pay Later (BNPL) services are changing how we shop, letting us split payments into easy installments at checkout, both online and in-store. With promises of flexibility and instant gratification, it feels like a shopper's dream. But behind the slick apps and one-click approvals, the BNPL boom is racking up massive financial losses and sparking serious ethical debates. Is this the price of ...