
T.J. Maxx is a fashionista’s shopping heaven when looking for designer deals, but the company’s employees possess information that can transform your shopping experience.
From understanding markdown systems to return policies, these insider tips ensure better service and that you will continue to crave the T.J. Maxx shopping experience. Whether you’re looking for luxury beauty items or the latest fashion trends, being informed means you can shop smarter and save more money.
So, let’s explore the nine things T.J. Maxx employees want every customer to know so that their shopping experience is both fun and productive.
1. The Color of the Tag Tells a Story

The color of the price tag at T.J. Maxx is not merely for show; it signals the status of the markdown.
For example, a red tag means the first markdown, implying the product has been marked down once but could see additional markdowns, while a yellow tag means it’s the last markdown—the lowest price it will ever be.
Understanding this system can help you decide whether to buy immediately or wait for a better bargain later. For beauty and fashion enthusiasts, this is key information for getting luxury products at rock-bottom prices.
2. Damaged Goods Can Bring Discounts

Don’t hesitate to ask for a discount if you find an item with minor flaws, like a loose thread or smudge. At T.J. Maxx, employees have stated that they have some flexibility in offering additional discounts on slightly imperfect products.
This is especially effective when buying cosmetics, where the box might be dented but the product inside is still perfect. So on your next trip, consider diplomatically bringing a product flaw to the employees’ attention, and you might just get some extra savings.
3. Return Policies Have Their Limits

Although T.J. Maxx has a very liberal return policy, there are limits that customers should be aware of. Frequent returns without a receipt trigger internal alerts to suspicious returns and result in the store not allowing you to return future purchases.
Employees have shared that customers have often returned well-worn clothing or expired skincare, which leads to stricter return policies. As a rule, returning used products, particularly in the cosmetics department, is unacceptable due to hygiene concerns.
Therefore, always retain your receipts and return products in their original, unused state to facilitate easy returns.
4. “Compare At” Prices Can Be Misleading

The “Compare At” values on T.J. Maxx tags are designed to highlight perceived savings, yet employees admit to inflating these numbers or loosely estimating them. They are often a market estimate rather than the actual competitor’s price, which gives consumers a skewed item value.
For example, a dress priced “Compare At $120” may never have been sold at that price anywhere. These prices are especially true in the beauty and fashion departments, where brand prestige plays a role in perceived worth. To ensure that you’re getting an actual savings deal, double-check prices on the Internet.
5. Inventory Varies by Location

T.J. Maxx stores carry inventories based on regional demographics and local demand, so not all stores carry identical merchandise. For example, suburban locations will have more basics and household supplies, while city-center locations will have high-end fashion and beauty products.
Some locations carry specialty lines or limited-edition products not found at others. What this means for the customer is that when looking for bargains, it’s best to visit several stores to snag elusive gems. Your local store may not be the mother lode, but a store in a city near you might be worth the trip.
6. Shop Early in the Week

Employees advise shopping at T.J. Maxx early in the week—typically Monday through Wednesday—when new shipments arrive and the freshest inventory hits the floor. The trend is that all the good stuff is usually gone by Friday, especially limited-run fashion pieces and hot beauty deals.
While some stores restock several times a week, remember that employees need time to unpack and put merchandise on the shelves. Therefore, it’s worth shopping earlier, as there will be fewer people, smaller crowds, and better pickings.
7. The Runway Section Is a Hidden Gem

Not every T.J. Maxx has a Runway department, but if your store does, consider yourself fortunate. The higher-end section contains designer products by Stella McCartney, Dolce & Gabbana, and even Gucci at shockingly reduced prices.
Unlike the rest of the store, Runway merchandise is of greater quality, style-conscious, and seasonal. Moreover, cosmetics lovers will also find upscale skincare or scents here.
Employees claim that Runway merchandise flies from the shelves, especially when bloggers generate buzz online. So, if you’re serious about scoring couture at a discount, make a beeline for the Runway section each time you visit.
8. Online Shopping Has Its Perks

The T.J. Maxx site is not just a Plan B—it’s another treasure trove. Although online inventories differ from those in-store, you can often find special deals, particularly in the beauty, fashion, and home decor departments.
The online store allows filtered searches, so specific brands or styles are more easily found. Further, flash sales and limited-time offers are also advertised on the site more frequently than in brick-and-mortar stores.
Employees have said that online inventory is constantly being updated, so savvy shoppers should check it frequently. For those who don’t dive the racks, the site offers a faster, easier means of shopping.
9. Employees are Pressured to Push Credit Cards

T.J. Maxx employees are encouraged to sell customers the store’s credit card, which has rewards like points and exclusive discounts. In fact, employee performance is measured not only by sales but also by how many cards they sell.
This can lead to awkward checkout experiences and frustration when customers feel ambushed. While the card may be appropriate for everyday consumers, it carries a steep APR, and the reward benefits don’t always outweigh the financial hit of a large shop.
So while the employees are merely doing their jobs, customers need to decide for themselves if they can take on the financial risk of a store credit card.
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